Insurance

We selected a partner tu support our members in accessing the following insurance categories:

GENERAL INSURANCES

LIFE INSURANCES

Insurance products details:

A. GENERAL INSURANCES

1. PROPERTY INSURANCES

– Building Insurances/Goods Insurances, Electronic Equipment

– CAR/EAR Insurances (ALL risks insurance for building/equipment under constructions)

– CASCO (vehicle insurances)

– Business Interruption

– CARGO Insurances

2. LIABILITY INSURANCE

– RCA

– CMR

– General Liability

– Professional Liability (all kind of Professionals – companies or individuals)

– D&O Insurances – Directors & Officers Insurances (Mandatory by Law)

– Warehouses Liability – with special Coverage

– It & Communication Liability – with special Coverage

– Fire Liability Insurance (Mandatory)

– Oil and Gas Liability

– Drilling Activity Liability

– Aviation Liability

3. WARRANTEE INSURANCE:

The warranty insurance is an alternative from financial-banking instruments (letter of bank guarantee) which implies blocking the amount of money during its validity. Warranty insurance policies are addressed to all companies in the public/private sector which carry out their activity in Romania, generally in the construction field but also in the service and delivery sectors:

– Auction participation warranty insurance (BID BOND)

– Performance guarantee (PERFORMANCE BOND)

– Warranty Insurance for the maintenance period (MAINTENANCE BOND)

– Warranty Insurance regarding the return of the advanced payment (ADVANCED PAYMENT BOND)

– Warranty Insurance for the Customs Operations and taxes

4. TRADE CREDIT AND POLITIC RISKS INSURANCES

Trade credit insurance helps protect you (the seller) against buyers that do not, cannot or delay pay for a direct trade transaction in which you have engaged with them. Non-payment may be due to insolvency, bankruptcy, or a similar situation. Companies that purchase trade credit insurance often take this approach to protect their account receivables, cash flow, and avoid reserving for associated bad debt on their balance sheet.

Political risk insurance helps companies manage and protect their exposures related to commercial assets, property, or income due to an event related to political upheaval or involvement. Policies can provide protection against events such as political violence, expropriation, currency inconvertibility and contract frustration.

Insurance

A. GENERAL INSURANCES

1. PROPERTY INSURANCES

2. LIABILITY INSURANCE

3. WARRANTEE INSURANCE:

4. TRADE CREDIT AND POLITIC RISKS INSURANCES

5. HEALTH INSURANCES

B. LIFE INSURANCES

1. Traditional LIFE Insurances

2. Unit Linked Insurances (with investment component)